Afford Documentation
Welcome! Afford is an intentional-spending app for iPhone, iPad and Mac. You decide where your money goes up front, so that when you want something, you already know you can afford it. These pages cover the idea behind the app and every corner of using it.
If you’re new, start with the first two pages — they’ll have you set up in ten minutes. The rest is here when you need it. Afford is free to start; a few features need Afford Pro — the FAQ has the details.
The PhilosophyWhy Afford isn't a budgeting app, and the three A's that run through everything.
Getting StartedThe demo and tour, first envelopes, first allocation — your first ten minutes.
Allocating MoneyAvailable to Allocate, Auto-allocate, taking money back, moving it around.
Reading Your PlanWhat every number on the Plan tab means, month by month.
Can I Afford It?Available to Spend — the instant answer, envelope by envelope.
Envelopes & GoalsSpending, bills and savings envelopes; goals and sub-goals.
Credit CardsHow card spending sets money aside so the bill is covered.
Activity & TransactionsThe ledger, adding transactions by hand, payees and rules, and the review queue.
Bank Sync (SimpleFIN)Connect your banks and let transactions flow in.
Penny, the AssistantSet up on-device AI — or bring your own key.
Sharing & Multiple BudgetsOne plan for the whole household, via iCloud.
Back on TrackOverspent? Here's the way out.
Your DataImport from Actual Budget, export, backups, and repair.
FAQShort answers to common questions, including Free vs. Pro.